Definition: The term "car and home insurance" refers to the specific type or kind of coverage that covers a car driven by one individual, in which case the policy will cover any loss or damage to the vehicle caused by an accident while driving it or to property owned by another individual (the homeowner) involved in such an accident. A "home insurance policy" is a type of home liability insurance where homeowners are protected from liability for damages incurred on their own property, such as a home that they live in. Homeowners typically have coverage for loss or damage caused by fire, theft, vandalism, and other types of harm to their own buildings and contents. In summary, "car & home insurance" refers to the protection provided through policies that protect drivers from liability risks when driving a car on public roads, while "home & property insurance" covers homeowners' defenses against loss or damage to their homes caused by various events.
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